| Checking Account | Free & Easy CheckingTM | Choice Checking TM | Advantage Checking | PassKey Checking TM | FSB@Work Checking TM |
| Minimum to Open | $50 | $50 | $50 | $50 | $0 |
Balance to Avoid
Monthly Fee | $0 | $500 Minimum Balance | Average of $5,000 total banking relationship (loan & deposit accounts) | Combined Average Deposit Account Balances of $25,000 or more | $0
Direct Deposit Required |
Monthly Service Charge
if applicable | No Charge | ($7, only if minimum balance falls below $500) Free to customers ages 62 or above | ($10, only if banking relationship stated above falls below $5,000) | ($15, only if relationship stated above falls below $25,000) | No Charge |
| # of debits (deductions) at no charge | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited |
Fee per Debit
(checks, ATM, or POS) after the limited amount | No Charge | Not Applicable | Not Applicable | Not Applicable | No Charge |
| Minimum balance to earn interest | Not Applicable | Minimum daily balances of $500 or more | Minimum daily balances of $500 or more | On all balances | Not Applicable |
Visa QuickCheck
Debit / ATM Card Monthly Fee | No Charge | No Charge | No Charge | No Charge | No Charge |
| Other Special Offers | FREE I-Bank24 Online Banking & Bill Pay Service | Free initial supply of 50 checks; Free Oxford checks for customers 62+; Free I-Bank24 Online Banking & Bill Pay, including fund transfers from one Franklin Savings Bank account to another. | Free Advantage style checks; CD Specials; Free I-Bank24 Online Banking, including fund transfers from one Franklin Savings Bank account to another; Free I-Bank24 Bill Pay Service | Free PassKey style checks; CD Specials; Free I-Bank24 Online Banking, including fund transfers from one Franklin Savings Bank account to another; FREE I-Bank24 Bill Pay Service | Mortgage closing cost discount; Free initial supply of 150 single Oxford checks for new checking customers; Free I-Bank24 Online Banking & Bill Pay Service |