Community Reinvestment Act

Community Reinvestment Act
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Franklin Savings Bank CRA Mission Statement
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Franklin Savings Bank Community Reinvestment Act Notice

Franklin Savings Bank CRA Mission Statement

This bank is committed to serving the needs of our entire community, including low and moderate income areas. We believe that we can fulfill this commitment, consistent with safe and sound operations, by following several simple guidelines.

First, we will actively seek to understand the credit needs of our markets, including low and moderate income areas.

Second, we will actively strive to assure that our products and services are responsive to the needs of our community, including low and moderate income areas.

Third, we will actively strive to assure that creditworthy potential customers in our community, including those in low and moderate income areas, are aware of the services we offer and of the fact that we want their business.

Fourth, we will actively work to assure that our own personnel understand and share the bank's commitment to serving low and moderate income customers and are equipped with the knowledge, products, delivery systems, and motivation needed to do so effectively. Click here for a list of FSB organizations that Franklin Savings Bank and its employees are involved in.

Franklin Savings Bank Community Reinvestment Act Notice

Under the Federal Community Reinvestment Act (CRA), the Federal Deposit Insurance Corporation (FDIC) evaluates our record of helping to meet the credit needs of this community consistent with safe and sound operations. The FDIC also takes this record into account when deciding on certain applications submitted by us. Your involvement is encouraged.

You are entitled to certain information about our operations and our performance under CRA, including, for example, information about our branches, such as their location and services provided at them; the public section of our most recent CRA Performance Evaluation, prepared by the FDIC; and comments received from the public relating to our performance in helping to meet community credit needs, as well as our responses to those comments. You may review this information today.

At least 30 days before the beginning of each quarter, FDIC publishes a nationwide list of the banks that are scheduled for CRA examination in that quarter. This list is available from the Boston Regional Manager, Federal Deposit Insurance Corporation, 15 Braintree Hill Office Park, Braintree, Massachusetts 02184.

You may send written comments about our performance in helping to meet community credit needs to:

Melissa Mansfield, Vice President
Franklin Savings Bank
387 Central Street
Franklin, NH 03235

You may also send comments to the FDIC Regional Manager.

Your letter, together with any response by us, will be considered by the FDIC in evaluating our CRA performance and may be made public.

You may ask to look at any comments received by the FDIC Regional Manager.

You may also request from the FDIC Regional Manager an announcement of our applications covered by the CRA filed with the FDIC.

	Franklin Savings Bank Main Office: 387 Central Street Franklin, New Hampshire 03235 Phone: (603) 934-4445
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